How Does Hail Damage Your Roof

Asphalt s tough exterior receives only cosmetic damage.

How does hail damage your roof.

Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting. Based on the impact hailstones do against asphalt shingles and roofs it is possible the damage looks similar to golf ball divots made on greens and bunkers. If you are unsure if your roof is damaged by hail it is best to call a trustworthy local roofing contractor that has a reputable history. Check the whole shingle as well as the edges for signs of damage.

Hail damage can also be affected by the number of shingle layers on a roof. Hail damage on your roof will cause granules to break loose at the site of each hail stone impact. Hail hits appear as black colored divots. A damaged roof can leak and damage the interior of a home.

Homeowners file a claim pay the policy deductible and then the insurer pays to fix the damage. It is definitely not worth a trip to the hospital. Additionally the age and condition of a roof could affect the degree of damage. Second layer shingles are more susceptible to damage than first layer shingles because the surface directly underlying the shingle is less supportive than dense wood.

Gutters are also susceptible to hail damage. Typically a policy covers problems that are sudden or. Hail damage can either be functional or cosmetic in nature. This area of the roof will receive the most damage from hail since it is flat and will take a direct hit in a storm.

For example hail can cause dings in aluminum siding gutters or asphalt shingles whereas it can crack vinyl siding or wood shakes. In many states usually where hail is less frequent a standard homeowners policy includes hail damage to a roof as part of your protection coverage. Types of roof damage covered by your insurance will depend on the policy s terms and the reasons your roof needs to be repaired or replaced. Set up a ladder to your roof to examine the top of the roof.

Check the ridge cap of the roof for dents. Climbing on a roof can be dangerous unless you are experienced. Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high. Alternatively softball sized hailstones can be dense enough and strong enough to puncture a roof.

If you notice shingle granules in your gutters you may have hail damage on your roof.